Tel. +49 (0) 7121-15941-10
Fax +49 (0) 7121-15941-28
We consider it our primary responsibility to protect the confidentiality of the personal information you provide and to protect it from unauthorized access. That's why we employ the utmost care and state-of-the-art security standards to ensure maximum protection of your personal information.
As a private company, we are subject to the provisions of the European Data Protection Regulation (DSGVO/Datenschutzgrundverordnung) and the regulations of the Federal Data Protection Act (BDSG/Bundesdatenschutzgesetz). We have taken technical and organizational measures to ensure that the data protection rules are respected both by us and by our external service providers.
Legislation requires that personal data be processed lawfully, in good faith and in a manner that is reasonable for the data subject ("lawfulness, fairness, transparency"). To ensure this, please find the individual legal definitions that are used in this privacy statement below:
"Personal data" means any information relating to an identified or identifiable natural person (hereinafter referred to as the "data subject"); a natural person is regarded as identifiable, which can be identified directly or indirectly, in particular by association with an identifier such as a name, an identification number, location data, an online identifier or one or more special features, the expression of the physical, physiological, genetic, mental, economic, cultural or social identity of this natural person.
"Processing" means anyone, with or without the help of automated procedures, performed procedures or any such series of operations related to personal data such as the ascertaining, collection, organization, ordering, storage, adaptation or modification, reading, querying, the use, disclosure by transmission, dissemination or any other form of provision, matching or linking, restriction, deletion or destruction.
"Restriction of processing" is the marking of personal data stored with the aim of limiting its future processing.
"Profiling" means any kind of automated processing of personal data which consists in using that personal data to evaluate certain personal aspects relating to a natural person, in particular aspects relating to job performance, economic situation, health, to analyze or predict personal preferences, interests, reliability, behaviour, location or change of location of that natural person.
"Pseudonymisation" means the processing of personal data in such a way that the personal data can no longer be assigned to a specific data subject without additional information being provided, provided that such additional information is kept separate and subject to technical and organizational measures to ensure that the personal data can not be assigned to an identified or identifiable natural person.
"File system" means any structured collection of personal data accessible by specific criteria, whether that collection is centralized, decentralized or organized according to functional or geographical considerations.
"Responsible person" means a natural or legal person, public authority, agency or body that alone or jointly with others decides on the purposes and means of processing personal data; where the purposes and means of such processing are determined by EU law or the law of the member states, the controller or the specific criteria for his appointment may be provided for under EU or member state law.
"Processor" means a natural or legal person, public authority, agency or body that processes personal data on behalf of the responsible person/controller.
"Recipient" means a natural or legal person, public authority, agency or other entity to whom personal data are disclosed, whether or not it is a third party. However, authorities which may receive personal data under EU or member state law in connection with a particular mission are not considered to be recipients; the processing of such data by the said authorities shall be in accordance with the applicable data protection rules in accordance with the purposes of the processing.
"Third party" means a natural or legal person, public authority, agency or body other than the data subject, the controller, the processor or the persons authorized under the direct responsibility of the controller or processor to process the personal data.
A "consent" of the data subject is any expression of volition voluntarily given in a specific, unequivocal and unambiguous manner in the form of a statement or other unambiguous acknowledgment.
The processing of personal data is only lawful if there is a legal basis for processing. The legal basis for the processing may, in accordance with article 6 (1), be lit. a - f DSGVO in particular:
a. The data subject has given his consent to the processing of the personal data concerning him for one or more specific purposes;
b. The processing is necessary for the performance of a contract to which the data subject is a party or for the performance of pre-contractual measures which are carried out at the request of the data subject;
c. The processing is necessary to fulfill a legal obligation to which the controller is subject;
d. The processing is necessary to protect the vital interests of the data subject or any other natural person;
e. The processing is necessary for the performance of a task which is in the public interest or in the exercise of public authority delegated to the controller;
f. Processing is necessary to safeguard the legitimate interests of the controller or a third party, unless the interests or fundamental rights and freedoms of the data subject requiring personal data protection prevail, in particular where the data subject is a child.
(1) Please find information regarding the collection of personal data when using our website listed below. Personal data are, e.g., name, address, e-mail addresses, user behaviour.
(2) When contacting us by e-mail or using a contact form, the information you provide (your e-mail address, your name and telephone number, if applicable) will be stored by us to answer your questions. We will delete the data in this connection after the storage is no longer required, or the processing is restricted, if legal storage obligations exist.
In the case of merely informative use of the website, i.e. if you do not register or otherwise provide us with information, we only collect the personal data that your browser transmits to our server. If you wish to view our website, we collect the following data which is technically necessary for us to inform you about our website and to ensure its stability and security (legal basis is Art. 6 (1) sentence 1 lit. DSGVO):
It may be necessary to work with cooperation partners as part of the work you have undertaken under contract (such as coverage requests, contracting, contract management and performance of claims and claims, etc.). Your data must be forwarded to or received from these offices. They are entitled to save and use the data within the scope of the purpose of the contract.
This can be:
Insurer, reinsurer, assekuradur or alternative risk carrier
Cooperating insurance brokers and tipsters
Technical service providers/experts
Social security institutions
Credit institutions and investment companies
Financial services institutions and securities trading companies
Lawyers, accountants, auditors
Federal Financial Supervisory Authority (BaFin)
Your data will only be disclosed to the extent necessary for the purpose of the processing.
Legal basis for the transfer is Art. 6 (1) (f) DS-GVO Art. 6: Processing is necessary to safeguard the legitimate interests... unless the interests of the person concerned prevail...
A transfer to a third country will only take place if we represent on your behalf your interests or the interests of one of your local subsidiaries.
(1) In addition to the aforementioned data, cookies are stored on your computer when using our website. Cookies are small text files that are stored on your hard drive, assigned to the browser you are using, and that provide certain information to the body that sets the cookie. Cookies can not run programs or transmit viruses to your computer. They serve to make the Internet offer more user-friendly and effective overall.
(2) This website uses the following types of cookies, the scope and operation of which are explained below:
a. Transient cookies are automatically deleted when you close the browser. These include in particular the session cookies. These store a so-called session ID, with which various requests from your browser can be assigned to the common session. This will allow your computer to be recognized when you return to our website. The session cookies are deleted when you log out or close the browser.
b. Persistent cookies are automatically deleted after a specified period, which may differ depending on the cookie. You can delete the cookies in the security settings of your browser at any time.
c. You can configure your browser setting according to your wishes and, e.g. decline the acceptance of third-party cookies or all cookies. So-called "Third Party Cookies" are cookies that have been set by a third party, and therefore not by the actual website on which you are currently connected. Please note that disabling cookies may not enable you to use all features of this website.
(1) In addition to the purely informational use of our website, we offer various services that you can use if you are interested. To do this, you will generally need to provide other personal information that we use to provide the service and for which the aforementioned data processing principles apply.
(2) In part, we use external service providers to process your data. These have been carefully selected and commissioned by us, are bound by our instructions and are regularly monitored.
(3) Furthermore, we may disclose your personal data to third parties, if participation in promotions, competitions, contracts or similar services are offered by us in cooperation with partners. Further information can be provided by entering your personal data or by viewing the description of the offer below.
(4) Insofar as our service providers or partners are based in a country outside the European Economic Area (EEA), you will be informed of the consequences of this circumstance in the description of the offer.
Our program is essentially intended for adults. Persons under the age of 18 should not submit any personal data to us without the consent of their parents or guardians.
If the processing of the personal data is based on a given consent, you have the right to revoke the consent at any time. The revocation of consent does not affect the legality of the processing carried out on the basis of the consent until the revocation. For the exercise of the right of revocation , you may contact us at any time.
You have the right to ask the responsible person to confirm that we are processing personal data concerning you. You can request confirmation at any time using the contact details above.
If personal data is processed, you can request information about this personal data and the following information at any time:
a. the processing purposes,
b. the categories of personal data being processed,
c. the recipients or categories of recipients to whom the personal data have been disclosed or are still being disclosed, in particular to recipients in third countries or to international organizations,
d. if possible, the planned duration for which the personal data are stored or, if this is not possible, the criteria for determining that duration,
e. the existence of a right to rectification or deletion of the personal data concerning you or to a restriction of processing by the controller or a right to object to such processing,
f. the existence of a right of appeal to a supervisory authority,
g. if the personal data are not collected from the data subject, all available information on the source of the data,
h. the existence of automated decision-making, including profiling, in accordance with Article 22 (1) and (4) GDPR and, at least in these cases, meaningful information about the logic involved and the scope and intended impact of such processing on the data subject.
If personal data are transmitted to a third country or to an international organization, you have the right to be informed of the appropriate safeguards under Article 46 of the GDPR in connection with the transfer. We provide a copy of the personal data that is the subject of the processing. For any additional copies you request of a person, we may charge a reasonable fee based on the administrative costs. If the application is submitted electronically, the information must be provided in a standard electronic format, unless otherwise stated. The right to receive a copy under paragraph 3 shall not affect the rights and freedoms of others.
You have the right to demand immediate correction of incorrect personal data concerning you. Taking into account the purposes of processing, you have the right to request the completion of incomplete personal data, including by means of a supplementary statement.
You have the right to request that the person responsible for your personal data delete it immediately and we are obliged to delete personal data immediately if one of the following applies:
a. The personal data are no longer necessary for the purposes for which they were collected or otherwise processed
b. The data subject withdraws the consent on which the processing was based, in accordance with Article 6 (1) (a) or Article 9 (2) (a) GDPR, and lacks any other legal basis for the processing
c. In accordance with Article 21 (1) of the GDPR, the data subject objects to the processing and there are no legitimate grounds for processing, or the data subject objects to the processing in accordance with Article 21 (2) GDPR
d. The personal data were processed unlawfully
e. The deletion of personal data is necessary to fulfil a legal obligation under EU or member state law to which the controller is subject
f. The personal data were collected in relation to information agency services offered pursuant to Article 8 (1) of the GDPR.
If the person responsible has made the personal data publicly available and is required to delete it in accordance with paragraph 1, taking into account the technology available and the implementation costs, he shall take appropriate measures, including technical ones, to inform data controllers who process the personal data to inform that an affected person has requested that they delete all links to such personal data or copies or replications of such personal data.
The right to deletion ("right to be forgotten") does not exist if the processing is required:
You have the right to request that we restrict the processing of your personal data if any of the following conditions apply:
a. the accuracy of the personal data is disputed by the data subject for a period allowing the controller to verify the accuracy of the personal data,
b. the processing is unlawful and the data subject refuses the deletion of the personal data and instead requests the restriction of its use,
c. the controller no longer needs the personal data for the purposes of the processing, but the data subject requires them to assert, exercise or defend legal claims, or
d. the person concerned has lodged an objection to the processing pursuant to Article 21 (1) of the GDPR, as long as it is not certain that the responsible reasons of the person responsible prevail over those of the person concerned.
If the processing has been restricted in accordance with the above-mentioned conditions, these personal data will only be stored with the consent of the data subject or for the purpose of asserting, exercising or defending legal claims or protecting the rights of another natural or legal person or for reasons important to the public interest of the EU or of a member state.
In order to exercise the right to limit processing, the data subject may contact us at any time using the contact details provided above.
You have the right to receive the personal data you provide to us in a structured, common and machine-readable format, and you have the right to transfer that information to another person without hindrance by the controller providing the personal information to be transmitted, provided that:
a. the processing is based on a consent in accordance with Article 6 (1) (a) or Article 9 (2) (a) or a contract pursuant to Article 6 (1) (b) GDPR; and
b. the processing is done using automated procedures.
When exercising the right to data portability in accordance with paragraph 1, you have the right to obtain the transmission of the personal data directly from one controller to another, as far as technically feasible. The exercise of the right to data portability is without prejudice to the right of cancellation (the right to be forgotten). This right does not apply to processing necessary for the performance of a task in the public interest or in the exercise of official authority delegated to the controller.
You have the right, for reasons of your own particular situation, to object at any time to the processing of personal data relating to you pursuant to Article 6 (1) (e) or (f) of the GDPR; this also applies to profiling based on these provisions. The controller may no longer process the personal data unless he can demonstrate compelling legitimate grounds for processing that outweigh the interests, rights and freedoms of the data subject, or the processing is for the purpose of enforcing, pursuing or defending legal claims.
If personal data is processed in order to operate direct mail, you have the right to object at any time to the processing of personal data concerning you for the purpose of such advertising; this also applies to profiling insofar as it is associated with such direct mail. If you object to the processing for direct marketing purposes, the personal data will no longer be processed for these purposes.
Regarding the use of information agency services, regardless of Directive 2002/58 / EC, you can exercise your right to object through automated procedures that use technical specifications.
You have the right, for reasons of your own particular situation, to object to the processing of personal data concerning you for scientific or historical research purposes or for statistical purposes under Article 89 (1), except when: the processing is necessary to fulfil a public interest task.
The right of objection can be exercised at any time by contacting the respective person responsible.
You have the right not to be subjected to a decision based solely on automated processing - including profiling - that will have legal effect or affect you in a similar manner. This does not apply if the decision:
a. is necessary for the conclusion or performance of a contract between the data subject and the controller,
b. is permitted by EU or member state legislation to which the controller is subject, and where such legislation contains appropriate measures to safeguard the rights, freedoms and legitimate interests of the data subject, or
c. is made with the express consent of the data subject.
The controller shall take reasonable steps to safeguard the rights and freedoms and legitimate interests of the data subject, including at least the right to obtain the intervention of a person by the controller, to express his or her own position and to challenge the decision.
This right can be exercised by the data subject at any time by addressing the responsible person.
Furthermore, without prejudice to any other administrative or judicial remedy, they shall have the right to lodge a complaint with a supervisory authority, in particular in the member state of their residence, place of work or place of the alleged infringement, if the data subject considers that the processing of the personal data may violate this regulation.
Without prejudice to an available administrative or extrajudicial remedy, including the right to complain to a supervisory authority under Article 77 of the GDPR, you have the right to an effective judicial remedy if that supervisory authority considers that the rights conferred to you by this regulation concerning the processing of your personal data were not satisfied.
We use external service providers (processors) e.g. for the operation of the website. Separate order data processing has been entered into with the service provider to ensure the protection of your personal data.
We maintain publicly available profiles in socail networks. The individual social networks we use can be found below.
Social networks such as Facebook, Google+, etc. can typically fully analyze your user behavior when you visit their website or a website with integrated social media content (such as like buttons or banner ads.) By visiting our social media presence, numerous data protection-relevant processing operations are triggered. In detail:
If you are logged into your social media account and visit our social media presence, the operator of the social media portal may associate this visit with your user account. Under certain circumstances, your personal data may also be recorded if your are not logged in or do not have an account with the respective socail media portal. In this case, this data is collected, for example, via cookies stored on your device or by recording your IP address.
With the help of the data collected in this way, the operators of the social media portals can create user profiles in which their preferences and interests are stored. This way you can see interest-based advertising in and out of your social media presence. If you have an account with the social network, interest-based advertising can be displayed on any device you are logged in to.
Our social media appearances should ensure the widest possible presence on the internet. This is a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO. The analysis processes initiated by the social networks may be based on divergent legal bases to be specified by the operators of the social networks (for example, consent within the meaning of Article 6 (1) (a) GDPR).
When you visit one of our social media sites (such as Facebook), we share responsibility for the data processing operations triggered during that visit with the social media platform operator. In priciple, you may assert your rights (information, rectification, deletion, limitation of processing, data protability and complaint) both to us and to the operator of the respective socail media portal (for example Facebook).
Please note that despite the shared responsibility with the social media portal operators, we do not have full influence on the data processing operations of the socail media portals. Our options are determined by the company policy of the respective provider.
The data collected directly from us via the social media presence will be deleted from our systems as soon as the purpose for their storage is deleted, you ask us to delete it or you revoke your consent to the storage. Saved cookies remain on your device until you delete them. Mandatory statutory provisions - especially retention periods - remain unaffected.
We have a profile on Facebook. Provider is the Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. Facebook is certified under the EU-US Privacy Shield.
You can customize your advertising settings independently in your user account. Click on the following link and log in: